Welcome to Matrimony & Money

Start Here

We're Sherman & Cristina. We paid off $203,000 in debt in 27 months — as a married couple, on the same page, without losing our minds (or our marriage).

This page will guide you to exactly what you need based on where you are right now.

Where Are You Right Now?

Pick the path that sounds most like you. We'll point you to the right resources.

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"We're just getting started"

You know you need to get on the same page about money, but you're not sure where to begin. Maybe you've been avoiding the conversation, or past attempts ended in arguments.

Your next steps:

1. Download our free ebook — our full story + the 5-Step Money Date System overview
2. Take the Money Personalities Quiz — understand why you and your partner handle money differently
3. Listen to Episode 1 — hear how we went from $203K in debt to debt-free

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"We're ready for a system"

You've had the conversations. You know you want to tackle debt together. Now you need the actual tools — the tracker, the scripts, the budget, the accountability system.

Your next steps:

1. Get the $27 Couples Money Date Guide — the complete toolkit with quiz, tracker, scripts, and templates
2. Download the Budget Template — start tracking this week
3. Read: How to Run a Money Date Night — step-by-step guide for your first one

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"We're in the middle of paying off debt"

You're on the journey. Some months are great, others feel impossible. You need motivation, accountability, and maybe a better strategy for staying consistent.

Your next steps:

1. Listen to the podcast — weekly motivation and real talk from couples in the trenches
2. Read: Snowball vs. Avalanche — make sure you're using the right payoff method
3. Grab the Monthly Meeting Template — stay accountable with a 30-minute monthly check-in

Who We Are

We're Sherman and Cristina — a married couple from Florida who went from $203,000 in debt to completely debt-free in 27 months. We've been featured on the Dave Ramsey Show, Fox News, and Fox Business.

Now we help other couples do the same through our podcast, free resources, and step-by-step workbook. No shame. No judgment. Just a system that works when you work it together.

Listen to the Podcast Get the Free Ebook

Stay Connected

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